Savings Goal Calculator

Estimate how long it will take to reach a savings goal. Useful for trips, emergency funds, and big purchases.

Savings goal calculator

Estimate
Target amount you want to reach
Average amount you can add each month
Optional. Use 0 if unsure

Time to goal
Total contributed
EUR
Interest gained
EUR
This is an estimate. Real interest depends on when deposits happen and the account’s compounding rules. See Disclaimer.

How it works

If interest is 0%, the estimate is goal ÷ monthly. With interest, the calculator applies a monthly rate derived from the annual percentage rate (APR) and compounds monthly.

Only if the account pays interest and you want a more realistic estimate. For short timeframes, it often makes little difference.

Use your average monthly savings. You can rerun the calculator whenever your saving rate changes.

It is an estimate. Actual interest and timing of deposits can vary by bank and month length.